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Tip of the Day Timesaving Tip
Use our conversion calculators to get value in Square Meters, Feet or Yards.
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Loan for ready property  Comparison Chart Finance available for ready property
Institutions  HDFC SCB Grindlays Citibank HSBC ICICI Citi-Home Credit
 Loan
Size (Rs lacs) 0 - 100 3 - 100 2.10 - 200 2 - 100 1 - 100 2.10 - 100
Tenure (yrs) 1 - 15 1 - 15 1 - 20 0 - 20 1 - 20 1 - 15
% of AGR financed 85% 85% 80% 85% 85% 80%
 Interest rate
Floating 7.5% 7.5% 7.5% Click here Click here N/A
Fixed Click here 8.5% N/A Click here Click here N/A
Reducing balance rests Annually Daily Monthly Monthly Annually Monthly
 Age of applicant (yrs)
Salaried 18 - 60 21 - 60 25 - 60 25 - 60 18 - 60 25 - 60
Self employed 18 - 65 21 - 65 25 - 65 25 - 65 18 - 65 25 - 65
 Charges (%)
Prepayment 2% Nil Nil 2% Nil Nil
Administrative 0.5% 0.5% 2% 0.5% Nil 2%
Processing 0.5% 0.5% Click here 0.5% 0.50% Click here
 Finance available for
Freehold Yes Yes Yes Yes Yes Yes
Leasehold Yes Yes Yes No No Yes
1st POA for DDA Yes No Yes No No Yes
Co-op society Yes No Yes No No No
 Other terms
Co-applicants 2 3 2 2 2 2
Guarantors 1 Nil Nil 1 1 Nil
Institutions  LIC GIC IDBI Tata HF PNB SBI
 Loan
Size (Rs lacs) 1 - 100 0.25 - 30 2 - 50 0.10 - 100 0.10 - 40 Click here
Tenure (yrs) 5 - 25 5 - 15 1 - 15 1 - 20 5 - 20 1 - 20
% of AGR financed 75% 80% 85% 90% 80% 85%
 Interest rate
Floating Click here N/A Click here Click here Click here 8.0%
Fixed Click here Click here N/A N/AClick here N/A
Reducing balance rests Monthly Monthly Monthly Monthly Monthly Monthly
 Age of applicant (yrs)
Salaried 21 - 55 18 - 70 21 - 54 21 - 65 18 - 65 21 - 60
Self employed 25 - 55 18 - 65 21 - 60 21 - 65 18 - 65 21 - 60
 Charges (%)
Prepayment Nil Nil Nil 2% Nil 2%
Administrative 1% 0.75% 0.25% 1% Rs 200/lac Nil
Processing 0.5% 0.75% 0.5% 1% Rs 200/lac Nil
 Finance available for
Freehold Yes Yes Yes Yes Yes Yes
Leasehold Yes Yes No Yes Yes Yes
 Other terms
Co-applicants 3 2 1 4 2 2
Guarantors 1 - 2 1 2 2 Nil 2
 
* Interest Rates are subject to change
 
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